A Certified Cash Flow Specialist™ is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.
A graduate of the University of Moscow, Andrey has a diverse background reflecting his interests of mathematics and supply side economics. Andrey speaks 3 languages fluently (Russian, English, Spanish). His area of interest in financial planning is protecting client assets, ensuring that they will be available for your lifetime so that you can leave a legacy for your children and community.
As your Consultant in Financial Planning, I will begin with an in-depth discussion to explore your goals and objectives, your current financial picture, your comfort level with risk and the time-frame for reaching your objectives.
We will work together to create a plan that works. In essence, my goal is to ask the right questions and help you sort through the options and find the solutions best for you. We’ll schedule a series of reviews and tap in to a wide range of highly qualified experts in investment, tax and retirement planning. Your plan will be as unique as you are.
I am an Accredited Mortgage Professional, Licensed Insurance and Investment broker and Certified Cash Flow Specialist.
This designation means I have specialized training that will allow me to create a written Behavioural Cash Flow Plan™ that quickly helps you FIND the money to FUND your short-term dreams while saving for the future.
The Plan is just the beginning.
I will stay in touch with you regularly to review your financial situation and respond to changes in your life. If needed, your assets may be adjusted to make sure they are still in line with your financial needs.
A Behavioural Cash Flow Plan™ is NOT a budget. It is a plan that helps manage your day-to-day cash flow.
It is a plan that takes into account financial obligations. A Behavioural Cash Flow Plan™ also provides guidance on future costs like renovations, handling emergencies and planning for major expenses such as purchasing your next vehicle.