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A Certified Cash Flow Specialist™ is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.
A good mortgage plan begins with a Great Cash Flow Plan!
We work for you to find you the best mortgage for your needs. And, our mortgage services are free to you as we get paid by the bank after your mortgage closes.
I have been in the mortgage and finance industry for over 20 years, both in Canada and in the USA, working as both a lender and a broker.
I love helping my clients get the best mortgage for their needs while improving their lifestyle, advising on how to save for retirement, and avoid expensive debt.
Over the past 2 decades I have met with thousands of clients. It is a rare occasion when a client actually has any significant savings or investments. I work with my clients to help them develop a Cash Flow Plan that works for them while enabling them to start to put money away for their retirement or other goals.
Financial institutions often make it too easy for client to obtain credit cards and lines of credit. However, they don't instruct their clients on how to use these instruments and before long, the credit card or LOC gets maxed out, credit scores drop, and paying it off is nearly impossible.
With the right Plan and mortgage, I can help avoid this scenario.