A Certified Cash Flow Specialist™ is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.
I am passionate about bringing the money conversation into clients lives so that the best financial plan and cash flow plan can be developed when all variables in a person's life is considered.
One way I have brought the money conversation into my practice is through my first book, Financial Fotographs - How to Talk to Your Family About Money.
I don't have a minimum asset level to work with clients as my main requirement is that client's are interested in their future and therefore willing to participate in the process 100%.
I decided that becoming a CCS was a vital part of my financial planning practice as most financial planning decisions are based on the health of your cash flow.
Building a healthy cash flow plan creates a great foundation for your financial plan and understanding your money personality will make sure your cash flow plan is healthy and will make a positive contribution to your financial plan.
There has been many times over my career that I have had been reminded of why I do what I do. I don't see financial planning as a job but as a passion. Therefore, my dream is when retirement hits I will continue to work because I want to and not because I have to. And at the same time work with clients in creating a cash flow plan that will enable them to continue to work because they want to and not because they have to. And in the end retire knowing that you are living the life you deserve due to the fruits of your labour.
The most common hurdles that I assist client's overcome are focused on spending money before it arrives and not enjoying life enough. By creating a cash flow plan that meets a client's needs and desires these two hurdles are overcome and the stress of not being able to enjoy life is gone.