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What a CCS™ Can Do for You:

A Certified Cash Flow Specialist is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.

CCS™ Professionals Have Been Featured In


I became a CCS™ so that I could better help my clients more closely align their financial goals to their cash flow. I have found the Cacheflow™ process to add significant value to my clients lives with its simplicity.

Behavioural cash flow planning to me is about taking my financial planning process to the next level and providing a simple, easy to use tool to help my clients who make great money do more with it. My clients feel relief knowing that their cash flow will allow them to achieve their dreams.

I began my career as a financial planner in 2010 after finishing University and joining my father's company: Milleker Financial. Since then I have worked with many clients who I am very close with. I've also gradually taken various financial planning courses leading to the Level 1© Certification in Financial Planning designation from the Financial Planning Standards Council.

What I really enjoy about my job is knowing that I have provided significant value to my clients in developing a fully written financial and cash flow plan. It gives me great satisfaction telling my clients exactly how we're going to achieve their goals - no matter what situation they are starting in.

My experience allows me to provide great value to a range of different client types: Families, Professionals, Business Owners, and Retirees. I will often times lean on other subject matter experts such as lawyers and accountants for things such as corporate tax and will preparation. I really enjoy working with younger families as I can relate to their experiences as I have a young family myself.

Why Behavioural Cash Flow Management™?

Behavioural Cash Flow Planning is all about using your cash flow to fund your financial goals. By understanding how your cash flow will help you achieve your dreams, you will be much more motivated to following your financial plan because there is something meaningful that can be realized.

Dreams and Goals

I have a dream to one day own a tropical vacation property that I can travel to with my family. I have a short term goal of finishing some renovations on my house.

What Problems I Solve:

The most common problems I help solve for clients include debt repayment plans and restructuring cash flow to fund other financial goals mainly being having enough to save for retirement.