Featured Advisor

What a CCS™ Can Do for You:

A Certified Cash Flow Specialist is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.

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As a Certified  Cash Flow Specialist with a life insurance license and a sound understanding of bookkeeping, Ibiyemi Umuago provides a holistic approach to helping clients navigate and achieve financial health and independence. She believes that wealth management is not just about numbers on a spreadsheet, but understanding the psychology behind those numbers. She applies Behavioural Cash Flow Management to understand each client's unique spending habits, financial goals, and psychological triggers to create a personalized cash flow strategy.

Ibiyemi is passionate about empowering individuals and families to fulfil their dreams. Whether it's buying a dream home, funding a child's education or securing a comfortable retirement, she understands that financial goals are as diverse as the individuals who set them; and that they also change through the stages and phases of life.

Using the Winton App, she helps clients implement a sustainable cash flow plan; and offers coaching on how to apply money found toward achieving short, medium and long-term goals. As a proficient bookkeeper, she ensures timely financial reporting. Clients can be rest assured that their financial records are not just managed but are a powerful tool for strategic planning. As a licensed life insurance agent in three provinces, she helps clients navigate the complex world of insurance, ensuring they have the proper coverage they need to safeguard their loved ones and assets.

Think of Ibiyemi as your life-long financial doctor - closely monitoring your financial pulses, carrying out regular wealth checks, implementing cashflow plans, helping you find money for goals and projects, proffering optimal options for financial risk protection and adapting financial strategies to fit your needs and situation per time. If you're ready to embark on a journey of financial empowerment and success, look no further — Ibiyemi Umuago is here to guide you every step of the way.