Certified Cash Flow Specialists™ help you find more life from the money you already have, by using technology to maximize your income and make financial management stress-free.

A 15-minute conversation with a CCS™ could change your life today.

What a CCS™ Can Do for You:

A Certified Cash Flow Specialist is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.

CCS™ Professionals Have Been Featured In

Tyler Burtch, CCS™

Bracebridge, On

Tyler Burtch has a passion for helping people - and he happens to be really great with money. Born and raised in a small farming community, he was able to build a six-figure business before he even graduated high school. It was during those years of ownership that he realized his passion for business extended far beyond making dollars and cents. He wanted to have a positive impact on his customers.

And make his mother proud.

Tyler knows that many of us have fears about money – especially not having enough of it. You can count on him to take time to listen to your concerns and ask important questions to develop a customized, holistic financial plan that’s just right for you, your family and your lifestyle.

Linda J Levesque, CFP, FMA, FCSI, CCS™

toronto, On
28+ Years Experience

I became a CCS™ because there was a gap between what the clients were telling me regarding their cash flow and the reality of the retirement plan I was creating for them. When clients started using the cash flow they became more aware of exactly where their money was being spent. The retirement plan began to take on a new meaning. Clients started feeling better about their financial future.

I have been helping clients achieve their financial goals for over 28 years. We do it now with more validation knowing they are on the right path using the cash flow system. Helping clients achieve their dream retirement is what makes Levesque Wealth Planning so successful.

David Davies, CCS™

london, On

I noticed through my experiences that the biggest missing piece to sound financial advice was showing clients a strategy to get the most out of their money. I believe every single person needs to operate on a cashflow plan!

I love the ability to help inspire clients to take action on their life! Financial planning is more than just numbers on a sheet, it’s planning for peoples lives and future.

Evan Clarke, CFP, CIM, CCS™

Willowdale, On
9+ Years Experience

Evan works closely with his clients to provide tailored financial planning, investment, and risk management solutions to help them reach their short, medium and long-term goals.

At the age of 29, Evan became a Certified Financial Planner® professional which is the designation recognized internationally as the gold standard in financial planning. He is among the 15% of CFP practitioners in Canada in the under 35 cohort.

Valentin Bradu, Bank On Yourself Authorized Advisor, LLQP, CCS™

Milton, On
11+ Years Experience

You and your family’s dreams, short term and long term goals are more important that my bio. However, if you want to know more about me, and what I have ready for you, please click the "Full Bio" button…

Just to give you a hint: more than 10 years ago, when I heard that by making my money and my cash flow work for me, I could become completely debt-free in 10 years, instead of the traditional 22 years, save $226,000 in interest on my mortgage & debt and achieve $798,000 in retirement savings, I asked the advisor: “Where do I sign?” and “How can I do what you do?” The rest is history!

You could achieve close, similar or better results by working with me. Click the "Full Bio" button to learn more.

Hans-Michael Schnell, B.Sc, CCS™

Toronto, ON
10+ Years Experience

The things you do today will set the stage for you 10, 15, 20 years down the line. After 14 + years helping families, businesses and individuals in finance, understanding your month-to-month cash flow is the foundation for building a solid plan.

Hans-Michael Schnell is the Founder of The Kreo Group Collective, Managing Partner, Financial Consultant and Certified Cash Flow Specialist who partners with likeminded companies, professionals and out-of-the-box thinkers to strategically create an environment to enhance the efficient and effective use of your money, human-to-human.

Donald Turnbull, EPC, RHU, CCS™

Pickering, ON
40 Years Experience

At Donald G Turnbull Financial Services, we take a very unique approach to the financial business in that, “We help people FIND MONEY they are currently losing unknowingly and unnecessarily.”

We believe there is more opportunity to serve our clients by helping them avoid the losses than by picking the winners. By helping our clients be more efficient, we can help them find the money necessary to “Fund their Dreams”. Donald has been practising as a licenced financial advisor since June 1980.

Scott Cordier, CFP, CCS™

30+ Years experience

I became a CCS™ because I have seen an alarming increase in the amount of personal debt which in turn has lead to a lack of savings epidemic. I specialize in finding the money that people are losing unknowingly and unnecessarily by focusing on the four major wealth transfer areas.

Ask yourself this question: If what you thought to be true about your mortgage, your RRSPs and your money turned out not to be true, how quickly would you want to know?

Gregory C. Wilson, CHA, CPCA, CEA, CKA, CCS™

30+ Years experience

I’m passionate about helping people of all ages get financially free. My 40 years of raising a family and 35 plus years of private business give me the resources to draw on to accomplish the goal of helping people attain financial freedom in a practical attainable way.

After spending a few years as an associate Pastor and realizing how much finances impacted the well being of individuals as well as families, I decided to focus on the financial field to help clients achieve freedom in all areas of their lives.

Heather Haddon, CFP, CHS, CCS™

Bradford, ON
18+ Years Experience

After 18 years of building financial plans for clients and struggling to find a way to explain and communicate relationship with money and spending Behavioural Cash Flow Planning made so much sense.

My practice focuses on average families who have a desire to keep more of what they make and do more with what they have. Behavioural Cash Flow Planning and comprehensive tax planning make that a reality for everyone!

Rick Lachine, CFP, AFCC, EPC, CCS™

St Thomas, On
25+ years Experience

Rick has over 25 years experience in helping clients.

At RLA Financial, we believe that all success in Life comes from the conviction to “Design Your One Life, Your Way” to provide: CLARITY of Your Financial Life, Financial STABILITY and, A LEGACY for You and Your survivors.

Through The REAL LIFE Approach® we help you: Develop the VISION of Your Life, DESIGN a Plan to realize that vision and Create ORGANIZATION of all your Financial affairs.

Jennifer Wheatcroft, CCS™

Vaughan, On
10+ Years Experience

I have been working in the financial services industry since 2009. I originally became a financial advisor to help people learn how to get out of debt and become financially free. In my own experience as a young, financially irresponsible, 20 something year old, and watching my mother retire without a plan or any savings, I made it my mission to teach people how to understand how to make their money work for them instead of stressing and spinning their wheels.

My first priority is to educate and be of service to you!

Hadriana Leo, CCS™

Pickering, ON
Toronto School Board Partner

I have the awesome opportunity to help people understand money and not just throw it around!

My Certified Cash Flow Specialist Designation™ is at the centre of my practice as a Money Navigator™. My work brings a math+mindset™ approach to mastering money and living an extraordinary life in the present.

As a Money Navigator™, I combine my professional experience as a Certified Cash Flow Specialist™, former Investment Advisor, high school teacher and Inspirational Speaker with my life experiences as a wife, mother, confidant and nurturer to help you break through the barriers to your dream life.

Mark Woolnough, B.Sc, MBA, CEA, CICEA, CHS, CCS™

Guelph, On
20+ Years Experience

Building on a practice management business, an education in finance and services marketing and 6 years in the Strategic Coach program - Behavioural Cash Flow Planning was a great fit for clients!

David Field, CFP, CCS™

Mississauga, On
Licensed in All Provinces

Your dreams live or die depending on how you spend. Focusing that spending on your goals is the foundation of all the financial planning I do.

I want to be apart of your team. My success is defined by how well I am able to help you achieve your goals. I am a fee-only and advice-only Certified Financial Planner. I have no products to sell, just financial plans and coaching to help you reach your dreams.

Joy A. Adams, CCS™

Barrie, ON
22+ Years Experience

I have been in the financial services industry for over 20 years and always felt I could do more for my clients in the area of cashflow management.

Behaviourial Cash Flow Planning gives me a process that is measurable, very professionally and more importantly adds value.

My business is now able to stand out from the crowd. I am not chasing my clients because they are seeing their own results and the impact Behavioural Cash Flow Planning is having on their families.

Mike Butean, CSP, CCS™

Richmond Hill, ON

I am coming with an engineering and sales background into the life insurance and financial field. I was always interested in the best ways to manage my finances and when I found my answers, it made sense to share it with my friends and future clients.

Mary Chow Ivanovic, CPA, CGA, CPA (Del), CGMA, CCS™

Toronto, ON

Cash flow is the first area of every financial plan that needs to be carefully examined. Maintaining a positive cash flow is the key to create a solid foundation to build on when striving to meet the financial goals.

Tom Beck, CFP, CCS™

Aurora, ON

You've worked hard for your money, so controlling your risks and minimizing taxes is important. We know that your financial objectives are very personal, so we'll help you make the most of your investments to achieve your goals and secure the future you dream of.

Every family has hopes and dreams for their future, but some ignore the potential risks and do not have a plan to protect them, if something should happen. Tom has dedicated his practice to helping families to prepare for the unexpected challenges that life can present - the "what ifs?". His recommendations are based on extensive fact finding sessions through his access to some of the best minds in the business.

Nicole Bird, CCS™

Kitchener, ON

My name is Nicole Bird and I am a holistic financial security advisor meaning that your goals and dreams are my main focus. In a globalized approach we take into account every. single. aspect, of your personal financial security.

Together we are extremely thorough in establishing the road you choose to get to your financial destination. Your dreams. Your Life. Simplified.

Linda Robinson, CCS™

Hamilton, ON

Without a good solid base of cash flow planning, hopes and dreams can slip through fingers. Helping my clients understand the need for cash flow planning is priority.

A good solid foundation with cash flow planning, means hopes and dreams and financial goals come true!

Nick Giovannetti, CCS™

London, ON

Our client experience is everything. We design plans to help our clients with their daily spending and long-term financial goals. We build written cash flow plans that are easy for clients to follow and focus on enjoying life today, while still planning for tomorrow.

We are your personal CFO (Chief Financial Officer). Our work starts with understanding our clients goals, their spending habits, their money mindset, and their cash flow.

Stephen Stashin, CFP, MBA, CFP, RRC, CCS™, CPCA

Mississauga, ON

I decided to add Behavioural Cash Flow Planning to the already broad spectrum of comprehensive financial planning that I could offer to clients for essentially two reasons. First, proper cash flow management is critical to the success of a person's financial plan. Second, it would help distinguish my advisor practice as unique as relatively few financial advisors offer this service to their clients.

I have practiced as a financial planner for 26 years. I specialize in advising: 1)retirees and individuals within 10 years of retirement and 2) small business owners and self-employed professionals.