“This designation is going to make an impact on the debt problem plaguing this country, one person at a time. It’s time to take control and be liberated.” I chose to become a CCS™ because the impact of changing a client’s spending behaviours provides everlasting success.

Professionals like Gardner show clients how to figure out what they can spend on the things they control in their lives and help them prevent unintentional spending on things they don’t necessarily care about. All the while showing them ways they maybe able to free up money—through saving on taxes or consolidating their debt. This freed up money can fund the financial plans many dream of but can’t afford.

Financial plans are more than product, it is a clear and concise direction with a well-detailed forecast of cash inflows and outflows to be sure people do not outlive their money.

At Wealth By Design Financial, we tailor our clients plans to accomplish and protect what is important to them. Cash flow planning is how we paint a picture to our clients for their financial roadmap.

Cash Flow Planning is important to my business because everyone has a goal, a plan, a dream for the future but often they are without vision and action items.

I am different because I take the time to guide clients in their goal setting; I surround myself with like-minded professionals and strive to make a difference in each clients life.

I became a CCS™ so that I could better help my clients more closely align their financial goals to their cash flow. I have found the Behavioural Cash Flow Planning™ process to add significant value to my clients lives with its simplicity. Behavioural Cash Flow Planning™ to me is about taking my financial planning process to the next level and providing a simple, easy to use tool to help my clients who make great money do more with it.

My clients feel relief knowing that their cash flow will allow them to achieve their dreams.

People die too soon or live too long.Either way, proper planning can ensure the continued quality of life for you and your family.

I am here to help YOU! I am an Accredited Mortgage Professional, Licensed Insurance and Investment broker and Certified Cash Flow Specialist. This designation means I have specialized training that will allow me to create a written Behavioural Cash Flow Plan™ that quickly helps you FIND the money to FUND your short-term dreams while saving for the future. Call me!

Zena Amundsen is a Certified Financial Planner, Certified Divorce Financial Analyst, and a Certified Cashflow Specialist.

Her experience and education match her passion. She brings a level of personal care and honesty to the table. Her practice is based on an attitude of abundance, which she describes as working in prudent possibility, with a clear understanding of the vision in mind.

In my previous career I was a golf professional at local Regina clubs. My experience as a golf professional helped me realize my desire and determination to help others. I carry these values into my practice as a financial advisor.

The aspect that I enjoy most about being a financial advisor is that every client situation, and therefore plan, is unique. I have the pleasure of listening and understanding my clients’ goals and values and become a part of their financial success.