Featured Advisor

What a CCS™ Can Do for You:

A Certified Cash Flow Specialist is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.

CCS™ Professionals Have Been Featured In


Maura Shaftoe is a Qualified Associate Financial Planner (QAFP), Associate Insurance Advisor, and Certified Cash Flow Specialist (CCS) with over 10 years of experience in the financial services industry. She offers personalized financial planning and coaching services, helping clients navigate major financial decisions and protect against the unexpected.

Maura's coaching approach creates a safe environment allowing her clients to understand their relationship to money and authentically accept and acknowledge where they are in their financial journey, building awareness and financial ease with a commitment to increasing confidence and peace of mind.

Maura offers personalized support and coaching in the following ways:

  • Budget and Cash Flow Planning

  • Accountability and Implementation Support

  • Personalized Spending Plans

  • Financial Coaching

  • Effective Debt management strategies

  • Specialized support for business owners and entrepreneurs where often personal and business finances are intertwined.

Maura’s expertise has been recognized on National Radio and TV programs as well as numerous podcasts.

Maura is passionate about the human spirit and equally passionate about helping people build and protect the life they work so hard to shape. When not helping clients to improve their financial wellbeing, Maura is a successful singer/songwriter

Why Behavioural Cash Flow Management™?

Behavioural Cash Flow = a life enhancing experience

Maura’s focus on Behavioural Cash flow management is based upon practical cash flow management strategies designed around what works best for clients when it comes to money.

While many people find “sticking to a budget” is hard, a cash flow plan gives people control and choice in their financial decision making.

Dreams and Goals

My Dream is to help as many people build financial resiliency as I can. I want people of any age to learn how to do money like it makes sense and experience the release of guilt and shame that so many of us have when it comes to talking about and managing money.