A Certified Cash Flow Specialist™ is uniquely trained to build and create that plan for you: giving you a clear path to your goals, designed with the money you already have.
My true passion is people and creating value for the people provide advise to. That value comes in many forms such as tax planning, portfolio diversification, insurance to protect the assets they have worked hard to set aside and much more.
The main purpose of cash flow planning is getting more life out of the money people earn. Having a detailed and written plan of cash inflow and outflow is the best way to paint a picture of how to get people to accomplish what they want.
Forecasting numbers into the future is good to know and understand, but is far from a financial plan. Cash flow planning illustrates how we are going to accomplish your short term goals while still getting to enjoy your money today.
I became a CCS so I have the ability to present my clients with an action plan and a solution as to how we can get not only their long term goals accomplished, but more importantly those short term goals such as travelling, spending more time with family, purchasing a recreational property and the list goes on
My short term goals consist of having quality family time and the ability to have annual family vacations. It is also important for me to be able to enjoy the money I earn today so balance long term savings with short term spending.
Most problems I see are people not knowing were their money goes, not saving enough to have the retirement they truly desire or the ability to attain their short term goals.